---
title: "Debt Recovery Agencies in New Zealand: 11 Listed by City (2026)"
canonical: https://debtcollectionagencies.org/new-zealand/
dateModified: 2026-09-11
---

# Debt Collectors in New Zealand (11)

There are 11 debt recovery agencies listed for New Zealand in this directory as of September 2026, including Baycorp New Zealand, CCML, Credit Consultants Group. New Zealand has no dedicated debt collector licensing regime.

## Cities



## Agencies

- Baycorp New Zealand
- [CCML](https://debtcollectionagencies.org/agencies/ccml/)
- [Credit Consultants Group](https://debtcollectionagencies.org/agencies/credit-consultants-group/)
- [Debtworks](https://debtcollectionagencies.org/agencies/debtworks/)
- [EC Credit Control](https://debtcollectionagencies.org/agencies/ec-credit-control/)
- Gravity Credit
- [Marshall Freeman](https://debtcollectionagencies.org/agencies/marshall-freeman-nz/) | No collection, no commission
- [recoveriescorp (formerly Milton Graham)](https://debtcollectionagencies.org/agencies/recoveriescorp-formerly-milton-graham/)
- [Resolve Collections](https://debtcollectionagencies.org/agencies/resolve-collections/) | "No Collection = No Commission"
- Sentinel Credit Services
- [UnderControl Credit Management](https://debtcollectionagencies.org/agencies/undercontrol-credit-management/)

## FAQ

### Do debt recovery agencies in New Zealand need a licence?

New Zealand has no dedicated debt collector licensing regime. Collection conduct is governed by the Fair Trading Act, enforced by the Commerce Commission, and the Credit Contracts and Consumer Finance Act where consumer credit is involved. Agencies operate as registered companies with the Companies Office.

### How many agencies are listed for New Zealand?

This directory currently lists 11 debt recovery agencies for New Zealand, last verified 2026-09-11.

### How do debt recovery agencies in New Zealand charge?

Of the 11 debt recovery agencies listed for New Zealand, 2 publish contingency (no collection, no fee) pricing, where the agency keeps a percentage of what it recovers and charges nothing if it recovers nothing. The remainder do not publish fee terms or quote per case.