---
title: "Debt Collection Regulation in Australia (2026)"
canonical: https://debtcollectionagencies.org/regulation/australia/
dateModified: 2026-09-11
---

# Debt Collection Regulation in Australia

Australia has no national debt collector licence. Conduct is governed by the joint ACCC and ASIC Debt Collection Guideline, the Australian Consumer Law and the ASIC Act. Some states and territories impose their own licensing or registration through fair trading and consumer affairs bodies.