---
title: "Debt Collection Regulation in South Africa (2026)"
canonical: https://debtcollectionagencies.org/regulation/south-africa/
dateModified: 2026-09-11
---

# Debt Collection Regulation in South Africa

Debt collectors in South Africa must register with the statutory Council for Debt Collectors under the Debt Collectors Act 114 of 1998. The National Credit Act also applies to credit agreements, overseen by the National Credit Regulator.