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Debt Collectors in New Zealand (11)

Data last verified: 2026-09-11

There are 11 debt recovery agencies listed for New Zealand in this directory as of September 2026, including Baycorp New Zealand, CCML, Credit Consultants Group. New Zealand has no dedicated debt collector licensing regime.

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National debt recovery agencies

Baycorp New Zealand

Baycorp New Zealand operates as a collections agency across New Zealand.

CCML

Founded 2003

CCML provides debt recovery services across New Zealand.

Credit Consultants Group

Founded 1997

Credit Consultants Group is a debt collection agency operating across New Zealand.

Debtworks

Debtworks operates as a collections agency across New Zealand.

EC Credit Control

Founded 1989

EC Credit Control operates as a collections agency across New Zealand.

Gravity Credit

Gravity Credit provides debt recovery services across New Zealand.

recoveriescorp (formerly Milton Graham)

recoveriescorp (formerly Milton Graham) operates as a collections agency across New Zealand.

Sentinel Credit Services

Sentinel Credit Services provides debt recovery services across New Zealand.

UnderControl Credit Management

UnderControl Credit Management operates as a collections agency across New Zealand.

More debt recovery agencies in New Zealand

Marshall Freeman

No collection, no commission

Marshall Freeman provides debt recovery services in Auckland, Wellington, Christchurch, Hamilton, New Zealand.

Resolve Collections

"No Collection = No Commission"

Resolve Collections provides debt recovery services in Auckland, Hamilton, Wellington, Christchurch, New Zealand.

Debt collection regulation in New Zealand

New Zealand has no dedicated debt collector licensing regime. Collection conduct is governed by the Fair Trading Act, enforced by the Commerce Commission, and the Credit Contracts and Consumer Finance Act where consumer credit is involved. Agencies operate as registered companies with the Companies Office.

Read the full New Zealand regulation overview.

FAQ

Do debt recovery agencies in New Zealand need a licence?

New Zealand has no dedicated debt collector licensing regime. Collection conduct is governed by the Fair Trading Act, enforced by the Commerce Commission, and the Credit Contracts and Consumer Finance Act where consumer credit is involved. Agencies operate as registered companies with the Companies Office.

How many agencies are listed for New Zealand?

This directory currently lists 11 debt recovery agencies for New Zealand, last verified 2026-09-11.

How do debt recovery agencies in New Zealand charge?

Of the 11 debt recovery agencies listed for New Zealand, 2 publish contingency (no collection, no fee) pricing, where the agency keeps a percentage of what it recovers and charges nothing if it recovers nothing. The remainder do not publish fee terms or quote per case.

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