Debt Collectors in the United Kingdom (37)
Data last verified: 2026-09-11
There are 37 debt recovery agencies listed for the United Kingdom in this directory as of September 2026, including CEA Limited, Creditreform UK, Frontline Collections. Consumer debt collection in the United Kingdom is regulated by the Financial Conduct Authority (FCA): firms collecting regulated consumer credit debts must hold FCA authorisation.
Browse by nation
National debt recovery agencies
CEA Limited
CEA Limited provides debt recovery services across the UK.
Creditreform UK
No win no fee, commission on monies recovered · Founded 1964
Creditreform UK provides debt recovery services across the UK.
Frontline Collections
Commission-based from 8%, no collection no fee
Frontline Collections provides debt recovery services across the UK.
Stenfield & Co
No win no fee, no upfront fees
Stenfield & Co provides debt recovery services across the UK.
Taurus Collections
No win, no fee; 3-10% of recovered amounts, £50 minimum fee for debts under £500 · Founded 2010
Taurus Collections is a debt collection agency operating across the UK.
Towerhall Solutions
Towerhall Solutions operates as a collections agency across the UK.
More debt recovery agencies in the United Kingdom
1st Locate / LCS
1st Locate / LCS provides debt recovery services in the UK.
Advantis Credit
Advantis Credit operates as a collections agency in the UK.
Cabot Financial
Cabot Financial operates as a collections agency in the UK.
CDER Group (incorporating JBW Group)
CDER Group (incorporating JBW Group) is a debt collection agency operating in the UK.
Court Enforcement Services
Court Enforcement Services operates as a collections agency in the UK.
CRS / PayCRS
CRS / PayCRS operates as a collections agency in the UK.
Debt Collect UK
From 2% commission, no collection no fee
Debt Collect UK provides debt recovery services in the UK.
Debt Collection Services Belfast
No collection, no fee; no minimum debt threshold
Debt Collection Services Belfast provides debt recovery services in Northern Ireland, the UK.
Hay's Collections
No collection, no commission: 15% on recovered funds
Hay's Collections is a debt collection agency operating in the UK.
Hilton-Baird Collection Services
Hilton-Baird Collection Services provides debt recovery services in the UK.
IHJ Collection
IHJ Collection provides debt recovery services in the UK.
Intrum UK
Intrum UK is a debt collection agency operating in the UK.
Lovetts Solicitors
Letters before action from £1.50 plus VAT; no collection no fee for international
Lovetts Solicitors provides debt recovery services in the UK.
Lowell
Lowell is a debt collection agency operating in the UK.
MIL Collections
MIL Collections is a debt collection agency operating in the UK.
Miller James
No collection, no fee · Founded 1995
Miller James provides debt recovery services in the UK.
Moorcroft Debt Recovery
Founded 1985
Moorcroft Debt Recovery provides debt recovery services in the UK.
National Recoveries
National Recoveries operates as a collections agency in the UK.
STA International
No collection, no commission
STA International provides debt recovery services in the UK.
Top Service
No collection, no fee for recovery services
Top Service provides debt recovery services in the UK.
Turner Clifford
Commission-based, results-only, no retainers or upfront fees · Founded 2024
Turner Clifford is a debt collection agency operating in the UK.
Walker Love (t/a George Walker & Co)
Walker Love (t/a George Walker & Co) provides debt recovery services in the UK.
Wescot
Wescot provides debt recovery services in the UK.
Debt collection regulation in the United Kingdom
Consumer debt collection in the United Kingdom is regulated by the Financial Conduct Authority (FCA): firms collecting regulated consumer credit debts must hold FCA authorisation. Commercial debt recovery is not FCA-regulated, but court action follows the Pre-Action Protocol for Debt Claims in England and Wales.
Read the full United Kingdom regulation overview.
FAQ
Do debt recovery agencies in the United Kingdom need a licence?
Consumer debt collection in the United Kingdom is regulated by the Financial Conduct Authority (FCA): firms collecting regulated consumer credit debts must hold FCA authorisation. Commercial debt recovery is not FCA-regulated, but court action follows the Pre-Action Protocol for Debt Claims in England and Wales.
How many agencies are listed for the United Kingdom?
This directory currently lists 37 debt recovery agencies for the United Kingdom, last verified 2026-09-11.
How do debt recovery agencies in the United Kingdom charge?
Of the 37 debt recovery agencies listed for the United Kingdom, 12 publish contingency (no collection, no fee) pricing, where the agency keeps a percentage of what it recovers and charges nothing if it recovers nothing. The remainder do not publish fee terms or quote per case.